Effective February 26, 2010, we are reducing
the time periods for which we put holds on items deposited to
your transaction account. Our general policy will still be to
make funds from your cash and checks deposits available to you
on the next business day after the day we receive your deposit.
Any delay of funds availability will generally be until the
second business day following the day of your deposit.
(Previously, this was the fifth day.) Under very specific
circumstances, we may delay funds availability to the seventh
business day following the banking day of your deposit.
(Previously, this was the eleventh day.) If we do decide to
delay funds availability, we will notify you at the time you
make your deposit. If you have any questions or would like a
disclosure that describes our hold policies in detail, please
contact us at (405) 381-2326.
Lost or Stolen
If your ATM or Debit Card has been lost or
stolen after Sooner State Bank business hours, please call the
Hotline at 1-800-523-4175 for assistance.
The Internet has become fertile ground for
criminals to engage in email and website fraud. The most common
practice is referred to as "phishing." This is where a criminal
sends you a request via an email that appears to come from a
business you normally interact with. Their intent is to trick
you into downloading Viruses, Worms or Trojans to your computer
hard drive or providing personal information (e.g. account
numbers, passwords, etc.). This information is often used to
gain unauthorized access to financial accounts, for identity
theft or to engage in other illegal acts.
Please note that Sooner State Bank will never
send you an email requesting personal account information (e.g.
social security number, account number, password or personal
identification number [PIN]).
If you receive an email claiming to be from
Sooner State Bank requesting any personal information, DO NOT
respond to the email and DO NOT click on any links within the
email. Delete the email and remove from deleted items.